LA Law Firm: Advocating for Rideshare Accident Victims and Navigating Complex Insurance Claims
As ridesharing services like Uber and Lyft grow, so do the unique challenges of securing fair compensation when accidents occur. If you were injured as a passenger or in a collision involving an Uber or Lyft vehicle, navigating the claims process can be complicated. At LA Law Firm, our experienced personal injury attorneys are here to help you understand your rights, guide you through the insurance maze, and ensure you get the compensation you deserve.
Understanding Insurance Coverage for Rideshare Accidents
Rideshare services have different insurance rules than traditional taxis. Uber and Lyft provide coverage that includes up to $1 million in liability for bodily injury and property damage, but this coverage only activates under specific conditions. For example:
- Active Ride Phase: Full $1 million coverage applies when the driver has a passenger or is en route to pick one up.
- App-Active, No Passenger: Limited coverage applies when the driver is waiting for a ride request.
- Personal Driving: If the driver is not using the app, Uber and Lyft coverage does not apply, leaving personal insurance responsible.
While rideshare companies provide liability insurance, it’s often challenging to determine whether this coverage fully compensates victims or if additional claims are required. Our attorneys will work to maximize recovery from all available policies, including underinsured motorist coverage if the at-fault driver lacks sufficient insurance.
The Complexities of Rideshare Accidents and Liability
After a rideshare accident, determining liability and the source of compensation can be confusing. Uber and Lyft classify their drivers as independent contractors, not employees. This distinction allows the companies to limit liability, creating a unique challenge for injured passengers seeking compensation. However, as an experienced firm, LA Law Firm knows how to navigate these complexities, advocating for your rights to recover damages for medical bills, lost income, pain, and emotional suffering.
Additional Liability in Rideshare Accidents
In some cases, third parties may also share responsibility:
- Vehicle Manufacturers: If mechanical failure contributed to the accident, you may have a claim against the manufacturer.
- Drunk Drivers and Other Motorists: If the at-fault party was impaired, our attorneys will pursue all available claims to hold them accountable.
- Employer Responsibility: If a rideshare driver was working a second job while logged into the app, additional insurance claims may apply.
Our attorneys are skilled at investigating all potential sources of liability, ensuring that every avenue is explored to secure comprehensive compensation for your injuries.
Protecting Your Rights After a Rideshare Accident
After an accident, rideshare companies may quickly offer settlements through their insurance partners. However, these initial offers often undervalue the full extent of your losses. It’s crucial to consult with a skilled personal injury attorney before signing any agreements. LA Law Firm’s attorneys will carefully assess your case, calculate the total damages, and negotiate with the insurance companies to maximize your compensation.
Why Choose LA Law Firm?
Our firm specializes in personal injury cases and is well-versed in the unique aspects of rideshare accident claims. By staying connected within the legal community, like our recent participation in the Beverly Hills Chamber of Commerce Spring Mixer, we stay informed on the latest developments in rideshare liability law. This commitment to professional growth enables us to better serve our clients.
If you or a loved one has been injured in a rideshare accident, don’t face the challenges of insurance claims alone. Contact LA Law Firm at (866) 383-1462 to schedule a free consultation with our experienced attorneys. Located in Downtown Los Angeles, we are here to help you secure the justice and compensation you deserve.
