California Auto Insurance Coverage Guide: Collision, UM/UIM, UMPD and MedPay

California driver reviewing auto insurance coverage after a car accident

The policy that pays first is not always the only coverage available after a California accident. Liability, collision, uninsured or underinsured motorist coverage, uninsured motorist property damage, and medical payments coverage protect different people and different losses. Understanding the declarations page can reveal options that a quick conversation with an adjuster may overlook. This guide […]

Commercial Delivery Truck Accident Claims in California: What Happens Next?

Commercial delivery truck and damaged car after a Los Angeles accident

A collision with a commercial delivery truck can involve more than the driver. The delivery company, vehicle owner, contractor, maintenance provider, broker, or another business may control evidence and carry separate insurance. Property-damage decisions can also take longer while the companies determine responsibility. Here is what injured Southern California drivers and passengers should expect after […]